Buy a Home
Most people who buy a home do so with a mortgage. A mortgage is a necessity if you can’t pay the full cost of a home out of pocket.
Refinance
Most people refinance to lower their interest rate and reduce their mortgage payments, often saving thousands in mortgage interest.
Home Equity
Home equity loans allow homeowners to borrow against the equity in their home. The loan amount is based on the difference between the home’s current market value and the homeowner’s mortgage balance due.